Freelance Rate Finder

Find the minimum hourly rate you need to charge to cover expenses, taxes, and hit your profit goal.

Step 1 of 5

What are your annual business expenses?

All costs to run your business for a year.

Annual business expenses

$/ year

Software, insurance, equipment, office, marketing, accountant, courses. Everything.

Financial Systems

Money & Profit

Marketing & Growth

Find out what you actually keep after taxes, expenses, and hidden costs. Most freelancers discover they earn half of what they charge.

Determine if freelancing makes financial sense versus your current job, including benefits and hidden costs.

Calculate your true take-home pay after Upwork's 5–15% freelancer fee, connect costs, and taxes.

See exactly what you keep after Fiverr's 20% commission. Know your real earnings before you price a gig.