What this tool tells you
Estimate U.S. PayPal commercial fees for a domestic standard card payment or PayPal Checkout/Guest Checkout. Choose the transaction type that matches the payment.
How the math works
The current fee schedule lists 2.99% + $0.49 for domestic standard card transactions and 3.49% + $0.49 for Checkout/Guest Checkout. International commercial transactions add 1.50%. Currency conversion is not included.
Frequently asked questions
Can I use Friends and Family for a sale?
No. This calculator covers commercial payments. Do not describe a sale as a personal transfer to avoid a fee.
Does this include currency conversion?
No. Check PayPal's current schedule for conversion and product-specific costs.
Official sources
- PayPal: Business Fees
Current U.S. commercial fee schedule; page updated October 1, 2026.
Educational planning information only—not tax, legal, accounting, or financial advice. Fees and tax rules can change; verify current terms with the provider or official authority.