What this tool tells you
Wise says its transfer fee is shown upfront and varies by route and amount. Enter the total fee from your current quote; this calculator does not fetch live pricing or exchange rates.
How the math works
The tool subtracts the total fee you enter from the starting amount in the same currency. It does not calculate currency conversion, route eligibility, volume discounts, payment-method charges, or the final recipient amount in another currency.
Frequently asked questions
Does Wise have one fixed percentage fee?
No. Wise's U.S. pricing pages describe route-dependent fees and show transfer-specific prices. Check the live quote for your currencies, amount, and payment method.
Does this show the recipient's converted amount?
No. It is a same-currency subtraction estimate only. Wise's live quote includes the exchange rate and tells you the amount the recipient gets.
What exchange rate does Wise use?
Wise says it uses the live mid-market rate for transfers. This calculator does not retrieve or verify an exchange rate.
Official sources
- Wise U.S.: Fees for Sending Money
U.S. transfer fee and mid-market-rate overview; exact fees depend on route and quote.
- Wise U.S.: Fees and Pricing
Official U.S. pricing overview, including route-dependent transfer prices.
Educational planning information only—not tax, legal, accounting, or financial advice. Fees and tax rules can change; verify current terms with the provider or official authority.