What this tool tells you
Quitting to freelance is as much a math decision as a lifestyle one. This calculator compares your current job (salary plus benefits) against expected freelance net income so the financial side is settled before you leap.
How the math works
Enter your current salary, expected freelance revenue, freelance expenses, and the dollar value of your job benefits. The calculator compares net job income to net freelance income and shows the difference.
Frequently asked questions
How do I know if freelancing is worth it financially?
Compare your job's salary plus benefits to your expected freelance revenue minus expenses. If freelance nets more after those costs, the financial case is strong — but also weigh stability and risk.
What benefits should I count?
Include the real cost of anything your employer pays: health insurance premiums, 401(k) matching, paid time off, and equipment. These often total 20–30% of salary.