What this tool tells you
Stripe charges 2.9% + $0.30 per successful online charge in the US, with surcharges for international cards and manually entered payments. This calculator shows your net per transaction so you can compare Stripe to PayPal and price accordingly.
How the math works
Enter the charge amount and toggle international or manual entry. The calculator applies 2.9% + $0.30 (plus 1.5% for international, or 3.4% for keyed-in) and shows your net.
Frequently asked questions
What does Stripe charge per transaction?
Stripe's US standard online rate is 2.9% + $0.30 per successful charge. International cards add 1.5%; payments entered manually (not swiped or chip) use 3.4% + $0.30.
Is Stripe cheaper than PayPal?
For standard US online payments both are 2.9% + $0.30, so they're effectively identical. Differences show up in international rates, manual-entry rates, and monthly platform fees.
Does Stripe charge a monthly fee?
Stripe has no monthly fee on standard pay-as-you-go pricing. Optional products like Stripe Billing or Radar are priced separately.